My apartment rental contract asks for the initial deposit in the form of a %26quot;cashiers cheque labeled in euros to the owner.%26quot; Any ideas as to how to go about getting such a check in the U.S. and sending it?
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go to your bank and ask for a cashiers cheque for france, in euros. there will be a modest fee, probably.
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The only thing I will add to Scrubb%26#39;s will be: use one of the HSBC banks in your region. I think the bank I remember seeing showing the HSBC logo was the old Marine Midland Bank or Key Bank. HSBC (Hong Kong Shanghai Bank Corp.) have purchased a lot of small regional banks and since it is an international chain of banks you are more likely to have chance of getting a cashier%26#39;s cheque or certified cheque at one of these.
Most banks, even the small ones have arrangements in place these days to clear their foreign currency drafts through one of the large international banks such as Chase or Chemical Bank.
An equally simple solution would be to send and international money order in Euros. These should be easily available through Western Union.
As a third option if you expect to be doing this in the future is to do as I did years ago and open a current account (chequing) at a Swiss bank like Union Bank of Switzerland (UBS). Writing a cheque in Europe that is drawn on a UBS account is almost as good as cash.
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As mentioned, you go to the bank, pay the money, and you will be given the cheque. Often there is a duplicate copy as well. Send the actual cheque, by registered mail or courier to the apartment owner or agency.
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Thanks for all your suggestions. I live in the USA too. I like all the information you gave. Thank you.
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Thank you all. Sorry it took me so long to reply. I finally got to my bank (which happens to be an HSBC bank) and got the check. They first told me it would cost $25 (which led me to groan) but in the end it cost nothing extra because apparently it is one of the services included in our package of HSBC accounts.
Mailing was another matter of some distress. I researched it a bit online and found that guaranteed mail was about the same for Federal Express and U.S. Mail (in fact, the U.S. Postal Service apparently uses Federal Express for delivery) -- both at about $35.00. Problem is that insurance generally seems to only cover the cost to reproduce the documents/check -- not the value of the check itself. In the end I decided to send it Global Express Mail for $17.00, which is supposed to be 3-5 business days, insured for $100 (again, only reproduction costs of documents), and while it does not involve signed receipts, it is in the tracking system (they told me that registered mail requires signatures every step of the way so it can take longer).
Don%26#39;t know if this was the best choice. If it gets lost, I%26#39;ll probably kick myself for not having spent another $18 to get Guranteed Federal Express delivery. However, it seemed to be a reasonable choice, and I even managed to do this all on a Saturday morning so I didn%26#39;t have to take time off from work.
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If your a AAA ins. member you can get Euro travelers checks.
Also you may find that it is very hard to use them in Paris. We had to go to a bank to get cash because no shop or cafe would take them.
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How much did they charge you for the Euro TC?
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AAA does not charge you for travelers checks if your a member. Sorry it took me so long to reply
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I am a member of AAA and they charged me for French Franc travelers checks that is why I thought they would also charge for Euro Travelers checks!
American Express charges for them!
I think I will probably get some for my trip. Did any of the banks try to charge you a fee for cashing them?
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arielle2006,
When you got your cashier%26#39;s check from HSBC bank, how was the exchange rate?
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